There are already so many things to think about when deciding to buy a home.  You want to be sure that all your bases are covered, and that those working for you are working in your best interest.

No doubt the loan process can seem daunting, but things just got a little easier with new rules requiring lenders to, “Spell it Out.”    And this article by Kathy Kristoff from the LA Times gives you the insight you need to be informed.

And if you really feel ambitious, the Department of Housing and Urban Development has published 52 pages of frequently asked questions on its website, trying to clarify the rules for brokers.